Página 19: Blog de derecho(s) de los consumidores

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retiro no autorizado de cuenta bancaria
13 Nov, 2024
Daniel Cohen
¿Ha experimentado alguna vez un retiro no autorizado de una cuenta bancaria?
La retirada de fondos no autorizada tiene las horas contadas. Aprenda a detectar el fraude rápidamente y proteja su dinero antes de que sea demasiado tarde.
1337
3 min
llamadas no deseadas desde florida
22 Abr, 2024
Daniel Cohen
Residentes de Florida: ¿Reciben llamadas o mensajes de texto spam?
Las nuevas leyes de Florida están diseñadas para protegerle del acoso de los vendedores telefónicos, intentando sustituir a las leyes federales recientemente derogadas por el Tribunal Supremo.
1429
11 min
investigacion de buro de credito
22 Abr, 2024
Daniel Cohen
Una investigación gubernamental revela que Equifax, TransUnion y Experian no corrigieron los errores en los informes de crédito de los consumidores
Aunque no es ninguna sorpresa para los abogados como nosotros que tratamos con estas agencias con frecuencia, es bueno ver que el gobierno empieza a preocuparse.
1295
6 min
Equifax despide a empleados por trabajar en dos empleos
29 Abr, 2024
Daniel Cohen
Si fue despedido injustamente por tener otro trabajo a tiempo parcial, Equifax podría ser culpable
Puede parecer injusto, pero ahora las empresas pueden investigar sus antecedentes para determinar si está pluriempleado.
846
5 min
fraude de paneles solares
25 Jul, 2024
Daniel Cohen
Fraude de Paneles Solares e Informes de Crédito
Los casos de fraudes relacionados con la energía solar, que son relativamente nuevos en la esfera judicial, son cada vez más frecuentes.
3111
7 min
precisión financiera
22 Abr, 2024
Daniel Cohen
Oficina para la Protección Financiera del Consumidor: Las empresas de selección de inquilinos priorizan la rapidez a la exactitud
La CFPB señala que las consecuencias de estos problemas son que muchas personas tienen dificultades para encontrar una vivienda a un precio razonable, situación que puede tener consecuencias que afecten a su vida.
879
11 min
información desactualizada en el informe de crédito
24 Jul, 2024
Daniel Cohen
Cómo eliminar direcciones antiguas del informe de crédito
Todos los datos de su informe crediticio deben estar actualizados, incluidos los datos personales. A continuación le explicamos cómo eliminar direcciones antiguas.
1057
7 min
Irs piensa que estoy muerto
3 Jul, 2024
Daniel Cohen
¡Credit Karma y el IRS me consideran fallecido! ¿Qué hay qué hacer a continuación?
Miles de estadounidenses son calificados incorrectamente como fallecidos cada año por la Administración del Seguro Social.
2616
6 min
calcular salario en nueva york
15 Oct, 2024
Daniel Cohen
Leyes sobre horas extras en Nueva York
Las leyes de NYC sobre salarios y horas extras garantizan que usted obtenga una remuneración justa. Averigüe si su empleador cumple las normas.
2544
11 min
droga de marihuana en verificación de antecedentes
22 Abr, 2024
Daniel Cohen
El efecto que tiene el indulto federal de Biden por los cargos de drogas de marihuana en las verificaciones de antecedentes
La actuación de Biden demuestra que la opinión del gobierno federal sobre la droga está evolucionando, pero sigue dejando la solución en manos de los estados.
983
11 min
soluciones de riesgo de inflexión airbnb
8 Nov, 2024
Daniel Cohen
La popularidad de Airbnb sopesada por Inflection Background Checks
Airbnb es un mercado famoso de alquileres vacacionales que permite a huéspedes y propietarios reservar alojamientos en varias ciudades. Como es de esperar, muchas empresas ofrecen servicios similares, pero Airbnb se ha convertido en la más grande y apreciada de todas ellas.
2181
11 min
empresas que mintieron en los estados financieros
8 Ene, 2024
Daniel Cohen
Por qué su calificación crediticia no es realmente suya y otras mentiras que las empresas de información al consumidor cuentan
¿Sabe quién realmente es el verdadero titular de su puntaje de crédito? ( Indicio: no es usted)
852
2 min
Contáctenos
INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLLC (“CA” or “we”), located at 72-47 139th street Flushing, NY 11367 (“CA”) , hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). 1Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

1You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

All Rights Reserved. Without Prejudice. CONSUMER ATTORNEYS

FORM # INV2024CA119

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72-47 139th Street, Flushing, NY 11367
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