Página 20: Blog de derecho(s) de los consumidores

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error de codificación de equifax
22 Abr, 2024
Daniel Cohen
Cómo un error de codificación de Equifax llevó a que millones de puntajes de crédito incorrectos se emitieron a los prestamistas
El error de codificación de Equifax provocó la emisión de millones de calificaciones crediticias incorrectas a los prestamistas
901
11 min
pago de cheque de capital hyundai
22 Abr, 2024
Daniel Cohen
El fallo de los informes de crédito con un coste de 19 millones de dólares para Hyundai Capital América aclarado
El desastre de informes crediticios de Hyundai valorado por 19 millones de dólares explicado.
1616
11 min
fcra propósito permisible
7 Nov, 2024
Daniel Cohen
¿Qué es el Propósito Permisible en virtud de la Ley de Informes de Crédito Justos?
¿Qué es el Propósito Permisible en virtud de la Ley de Informes de Crédito Justos?
1124
8 min
Cómo escribir una carta de disputa de crédito
22 Oct, 2024
Daniel Cohen
Cómo escribir una carta de disputa a las agencias de crédito
Cómo escribir una carta de disputa a las agencias de crédito
2054
6 min
prohibido de todas las aplicaciones de citas
22 Abr, 2024
Daniel Cohen
Los errores en los informes automatizados de antecedentes podrían causar su exclusión de las aplicaciones de citas
Los errores en los informes automatizados de antecedentes pueden hacer que los usuarios sean excluidos de las aplicaciones de citas
1384
5 min
deuda médica eliminada del informe de crédito
22 Abr, 2024
Daniel Cohen
En las noticias: Las agencias de información crediticia podrían borrar sus deudas médicas de su informe de crédito
Hasta el 70% de las deudas médicas se eliminarán de los informes crediticios de los estadounidenses a partir de julio de 2022.
748
6 min
verificación de antecedentes de uber denegada
26 Jul, 2024
Daniel Cohen
Qué hacer cuando un informe de antecedentes le impide acceder a un trabajo para una compañía de viajes compartidos
Qué hacer cuando un informe de antecedentes le impide acceder a un trabajo para una compañía de viajes compartidos
1460
5 min
recibir una carta de un bufete de abogados sobre el cobro de deudas
22 Abr, 2024
Daniel Cohen
¿Recibe cartas de cobro de deudas? Consúltelas con Consumer Attorneys
Recibir una carta por correo de un cobrador de deudas diciendo que usted debe dinero puede ser alarmante.
1274
4 min
cuantas consultas difíciles son demasiadas
3 Jul, 2024
Daniel Cohen
Múltiples consultas pueden afectar su puntaje de crédito: ¿cuántas serían demasiadas?
El hecho de que los prestamistas o los propietarios de viviendas revisen su informe de crédito, también conocido como consulta, es algo normal al solicitar bienes como vivienda o préstamos. Pero, ¿existen demasiadas consultas y pueden perjudicar su salud crediticia?
2981
11 min
informe intelliscript de miliman
3 Jul, 2024
Daniel Cohen
Qué hacer si el informe Milliman Intelliscript le impidió contratar un seguro de vida
Aunque muchos consumidores nunca han oído hablar de una agencia de informes del consumidor conocida como Milliman IntelliScript, pueden sorprenderse un día al descubrir que esta entidad les ha descalificado para obtener un seguro.
2630
6 min
 cómo eliminar consultas difíciles de su informe de crédito
22 Abr, 2024
Daniel Cohen
¿Las consultas duras están perjudicando su puntaje de crédito? A continuación, le explicamos sus opciones
Las consultas duras que aparecen en los informes de crédito son algo normal, y si ha solicitado algún crédito, seguramente las tendrá en su informe.
1270
5 min
mujer desesperada al comprobar los antecedentes de Corelogic
25 Jul, 2024
Daniel Cohen
Todo lo que necesita saber sobre la verificación de antecedentes de CoreLogic
CoreLogic es una de las muchas empresas que recopila y vende información sobre los consumidores.
1146
8 min
Contáctenos
INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLLC (“CA” or “we”), located at 72-47 139th street Flushing, NY 11367 (“CA”) , hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). 1Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

1You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

All Rights Reserved. Without Prejudice. CONSUMER ATTORNEYS

FORM # INV2024CA119

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72-47 139th Street, Flushing, NY 11367
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